Can I compare scenarios?

Change the rate, term or extra payments to recalculate the current scenario. Export CSV or copy a summary before changing it if you want to keep both.

Does it include insurance or taxes?

The tool calculates loan repayments and interest. Add lender-specific taxes, insurance or fees separately.

Loan Payment Calculator

Estimate loan repayments and total interest.

Loan amount Annual interest (APR %) Term (years) Payments per year Start date (optional)

Extra per payment

One-off lump (£) At payment #

Payment

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Total Interest

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Payoff

—

Show amortization schedule

#	Payment	Interest	Principal	Extra	Balance	Date

Help & FAQ — Loan Payment Calculator

How to use

Enter the loan amount, APR and term.
Choose monthly, bi-weekly, weekly or yearly payments; optionally add extra payments, a lump sum and start date.
Review payment, interest, payoff and the amortization schedule; copy the summary or export CSV.

Use cases

Estimate monthly payments for a loan.
Compare payoff terms before refinancing.

Tips & FAQs

Can I compare scenarios?: Change the rate, term or extra payments to recalculate the current scenario. Export CSV or copy a summary before changing it if you want to keep both.
Does it include insurance or taxes?: The tool calculates loan repayments and interest. Add lender-specific taxes, insurance or fees separately.

Formats & limits

Works for amortizing loans (mortgage, car, personal)
Assumes fixed interest rate
Values are estimates—consult your lender for official quotes

Privacy

Calculations run locally in your browser; no financial data leaves your device.

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Updated

15 October 2025