Budget Planner

Choose a month, set your income and targets, then allocate your plan. Track actuals as you go. Export to CSV anytime.

Planned expenses
Excludes planned savings
Actual expenses
Remaining to allocate
Income − (Savings + Planned)
Savings (projected)
Income − Actual
Planned expenses split
Totals
Category Planned Actual % of income Δ (Planned−Actual) Notes

Tip: Aim for zero in “Remaining to allocate” for a zero-based budget. Use the 50/30/20 preset to auto-allocate Needs/Wants by percentage; Savings is set above.

Help & FAQ — Monthly Budget Planner

How to use

  1. Enter your income sources and recurring bills.
  2. List variable categories (groceries, travel, etc.) and set planned amounts.
  3. Adjust actual spend as the month progresses to see surplus/shortfall.

Use cases

  • Compare monthly income vs. expenses at a glance.
  • Plan savings for a near-term goal.

Tips & FAQs

Can I export my budget?
Yes—copy the summary or download a JSON/CSV snapshot to reuse later.
Does it sync online?
No—data stays in your browser storage; clear it when you are done.

Formats & limits

  • Designed for monthly tracking (tweak for weekly if needed)
  • Values stored locally via IndexedDB/localStorage
  • Not a replacement for accounting advice

Privacy

Calculations run locally in your browser; no financial data leaves your device.

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Updated

15 October 2025