Can I compare scenarios?

Duplicate the inputs and tweak rates or terms to see side-by-side results.

Does it include insurance or taxes?

No—add those separately if your lender requires them.

Loan Calculator

Enter loan details to see the regular payment, total interest, payoff date, and the full schedule. Try Extra per payment or a One-off lump sum to see time and interest savings.

Loan amount Annual interest (APR %) Term (years) Payments per year Start date (optional)

Extra per payment

One-off lump (£) At payment #

Payment

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Total Interest

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Payoff

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Show amortization schedule

#	Payment	Interest	Principal	Extra	Balance	Date

Help & FAQ — Loan Payment Calculator

How to use

Enter loan amount, interest rate, and term.
Choose repayment frequency (monthly, fortnightly, weekly).
Review payment schedule, total interest, and optional extra payments.

Use cases

Estimate monthly payments for a loan.
Compare payoff terms before refinancing.

Tips & FAQs

Can I compare scenarios?: Duplicate the inputs and tweak rates or terms to see side-by-side results.
Does it include insurance or taxes?: No—add those separately if your lender requires them.

Formats & limits

Works for amortizing loans (mortgage, car, personal)
Assumes fixed interest rate
Values are estimates—consult your lender for official quotes

Privacy

Calculations run locally in your browser; no financial data leaves your device.

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Updated

15 October 2025